Terms of Service

Last Updated: October 2025

Agreement to Terms

By accessing and using Cap Rate Calculator (“Service”), available at cap-rate-calculator.org, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Service.

Description of Service

Cap Rate Calculator provides free online tools for real estate investment analysis, including:

• Capitalization rate calculators
• Net Operating Income (NOI) calculations
• Investment return analysis
• Property valuation estimates
• Educational resources and guides

Use of Service

Permitted Use

You may use our Service for:

• Personal real estate investment analysis
• Professional property evaluation
• Educational purposes
• Research and comparison

Prohibited Use

You may NOT:

• Use the Service for illegal purposes
• Attempt to harm or disrupt the Service
• Scrape, copy, or redistribute our content without permission
• Reverse engineer or attempt to extract source code
• Use automated tools to access the Service excessively
• Misrepresent your affiliation with Cap Rate Calculator
• Violate any applicable laws or regulations

Intellectual Property

Our Content

All content on Cap Rate Calculator, including but not limited to:

• Text, graphics, logos, and images
• Calculation algorithms and formulas
• Software and code
• Educational materials

is owned by Cap Rate Calculator or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Your Use Rights

We grant you a limited, non-exclusive, non-transferable license to:

• Access and use the Service for personal or professional purposes
• Print or download content for personal reference
• Share links to our Service

Restrictions

You may NOT:

• Reproduce, distribute, or create derivative works without permission
• Remove copyright or proprietary notices
• Use our content for commercial purposes without authorization
• Frame or mirror our website without permission

User-Generated Content

Calculation Data

• All calculation inputs and results are stored locally in your browser
• You retain all rights to your calculation data
• We do not claim ownership of your data
• You are responsible for backing up your data

Feedback and Suggestions

If you provide feedback, suggestions, or ideas:

• We may use them without compensation
• You grant us a perpetual, worldwide license to use them
• We are not obligated to implement any suggestions

Disclaimer of Warranties

”As Is” Service

Cap Rate Calculator is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability

No Investment Advice

IMPORTANT: Cap Rate Calculator provides tools for educational and informational purposes only. We do NOT provide:

• Financial advice
• Investment recommendations
• Legal counsel
• Tax advice
• Professional real estate services

Calculation Accuracy

While we strive for accuracy:

• Calculations are estimates and may contain errors
• Results depend on the accuracy of your input data
• We do not guarantee the accuracy of any calculations
• Always verify calculations independently
• Consult professionals before making investment decisions

No Guarantee of Results

We do not guarantee that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free from viruses or harmful components
• Results will meet your requirements

Limitation of Liability

Maximum Liability

To the fullest extent permitted by law, Cap Rate Calculator and its operators, employees, and affiliates shall NOT be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, or data
• Business interruption
• Investment losses based on calculations

Cap on Liability

Our total liability for any claim shall not exceed $100 USD or the amount you paid to use the Service (which is $0 for free services).

Exceptions

Some jurisdictions do not allow limitation of liability for certain damages. In such cases, our liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless Cap Rate Calculator and its operators from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Any investment decisions based on calculations

Third-Party Services

Google Analytics

We use Google Analytics for website analytics. Your use of the Service is also subject to Google’s Terms of Service and Privacy Policy.

External Links

Our Service may contain links to third-party websites. We are not responsible for:

• The content of external sites
• The privacy practices of external sites
• Any damages from using external sites

Professional Consultation

ALWAYS CONSULT PROFESSIONALS

Before making any real estate investment decisions, you should consult with:

• Licensed real estate professionals
• Financial advisors
• Tax professionals
• Legal counsel
• Certified appraisers

Cap Rate Calculator is NOT a substitute for professional advice.

Modifications to Service

We reserve the right to:

• Modify or discontinue the Service at any time
• Change features or functionality
• Update calculation methods
• Remove or add content

We will make reasonable efforts to notify users of significant changes.

Modifications to Terms

We may update these Terms from time to time. Changes will be effective when posted with an updated “Last Updated” date. Continued use of the Service after changes constitutes acceptance of the new Terms.

We will notify users of material changes by:

• Posting a notice on our homepage
• Updating the “Last Updated” date
• Sending an email (if you have contacted us previously)

Termination

Your Rights

You may stop using the Service at any time. To delete your local data, clear your browser’s cache and cookies.

Our Rights

We reserve the right to:

• Suspend or terminate access for violations of these Terms
• Remove content that violates these Terms
• Take legal action for serious violations

Effect of Termination

Upon termination:

• Your right to use the Service ceases immediately
• Locally stored data remains in your browser until cleared
• Provisions regarding liability and indemnification survive

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Dispute Resolution

Informal Resolution

Before filing a claim, you agree to contact us at contact@cap-rate-calculator.org to attempt informal resolution.

Arbitration

Any disputes shall be resolved through binding arbitration rather than in court, except:

• Small claims court matters
• Intellectual property disputes
• Injunctive relief requests

Class Action Waiver

You agree to resolve disputes individually and waive the right to participate in class actions or class arbitrations.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cap Rate Calculator regarding the Service.

No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Contact Information

For questions about these Terms of Service, please contact us:

Email: contact@cap-rate-calculator.org
Response Time: Within 24-48 hours

Specific Disclaimers

Real Estate Market Risks

Real estate investments involve significant risks, including:

• Market volatility
• Property value fluctuations
• Rental income variability
• Unexpected expenses
• Economic downturns
• Regulatory changes

Calculation Limitations

Our calculators have limitations:

• Simplified models may not capture all factors
• Historical data does not predict future performance
• Local market conditions vary significantly
• Individual property circumstances differ
• Tax implications are not included
• Financing terms affect actual returns

No Guarantee of Investment Success

Using our calculators does NOT guarantee:

• Profitable investments
• Accurate property valuations
• Successful real estate ventures
• Positive cash flow
• Property appreciation

User Responsibilities

You are responsible for:

• Verifying all calculation inputs
• Conducting thorough due diligence
• Consulting with professionals
• Understanding investment risks
• Complying with applicable laws
• Making informed decisions

Acknowledgment

By using Cap Rate Calculator, you acknowledge that:

• You have read and understood these Terms
• You agree to be bound by these Terms
• You understand the limitations and disclaimers
• You will use the Service responsibly
• You will seek professional advice for investment decisions

IMPORTANT NOTICE:

Cap Rate Calculator is a free educational tool. All calculations are estimates for planning purposes only. We strongly recommend:

1. Verify all calculations with professional appraisers and financial advisors
2. Conduct thorough due diligence before any property investment
3. Consult professionals including real estate agents, attorneys, and accountants
4. Understand the risks of real estate investing
5. Never rely solely on online calculators for investment decisions

Real estate investments carry inherent risks. Past performance does not guarantee future results.

These Terms of Service are effective as of January 2025 and apply to all users of Cap Rate Calculator.